Individual Under 65 Health Insurance for Self-Employed & 1099 Workers in Gilbert, Arizona
Comprehensive Health Coverage
-Short Term Medical Plans
– Under 65 PPO Plans
– ACA Marketplace Plans
Supplemental & Protection Plans
– Accident & Critical Illness
– Fixed Benefit
Wellness & Preventive Care
– Dental
– Vision
Cameron Health Insurance Group is an independent health insurance brokerage and licensed agency based in Gilbert, Arizona, specializing in coverage for self-employed professionals, small business owners, 1099 contractors, and W-2 employees without employer benefits. As both a licensed health insurance broker and agent, founder Cameron Lane evaluates all of the health insurance options — ACA Marketplace, Short Term Medical, and other individual and family plans — and recommends whichever plan actually fits the client’s income, health needs, and budget, unlike agencies that default to ACA Marketplace plans alone. Cameron Health Insurance Group is licensed in AZ, NV, UT, NM, TX, FL, NY, PA, OH, NE, DE, and WV, and has earned 100+ five-star Google reviews from clients in Gilbert and beyond
Providers
What Staying on the Wrong Plan Actually Costs You
Self-employed workers and 1099 contractors often default to whatever ACA plan pops up first, or skip coverage entirely — and both choices can be expensive. Staying on the wrong plan can mean:
- Overpaying every month for coverage designed for a different income bracket or household size
- Losing access to your doctors because a Marketplace plan’s network doesn’t match your existing care team
- Coverage gaps between jobs or contracts with no bridge plan in place
- Missing better options entirely — many self-employed clients qualify for private plans that cost less than ACA and offer broader networks, but never find out because no one compared the two
A free consultation with Cameron Health Insurance Group takes the guesswork out — you’ll know within one call whether you’re overpaying, underinsured, or actually in the right plan.
The Right-Fit Coverage Check
Most health insurance shopping starts with “how much does it cost?” — the wrong question. Cameron Health Insurance Group starts every client with the Right-Fit Coverage Check, a three-step process built around finding the plan that actually fits, not just the plan that’s easiest to sell.
1. Income & Eligibility Review
Before looking at a single plan, we determine whether you qualify for ACA subsidies or whether you’re better off shopping the private market. This one step alone changes the entire recommendation for most self-employed and 1099 clients.
2. Plan Comparison
We compare ACA Marketplace, Short Term Medical, and private PPO options side by side — not just the plans from one carrier’s menu. As an independent brokerage, Cameron Health Insurance Group isn’t tied to a single insurer.
3. Fit Confirmation
Before you enroll, we confirm the plan actually matches your doctors, medications, and risk tolerance — so you’re not finding out about a network gap or coverage limit after you’ve already signed up.
The result: a plan chosen because it fits your situation, not because it was the first option you saw.